Last updated: 05/31/2024

This Privacy Policy describes how we at Financecowboy LLC may collect, use and disclose Your personal data when You visit our website at and (the “Sites”), how We protect Your personal data, and tells You about Your privacy rights.

This Privacy Policy forms part of the Terms of Use for this Site. By using the Sites, You agree to Our collection and use of information practices as set forth in this Privacy Policy. If you do not agree with the terms of this Policy, please do not use this Sites.



The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.


For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Sites or parts of our Sites.
  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to FINANCECOWBOY LLC, 713 East Greenville St., PMB 204, Anderson, SC 29621.
    Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
  • Country refers to: South Carolina, United StatesDevice means any device that can access the Service such as a computer, a cellphone or a digital tablet.
  • Personal Information is any information that relates to an identified or identifiable individual.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
  • Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
  • Website refers to Finance Cowboy and the websites it operates, including and
  • You mean the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.


We collect the following types of data from you when you visit and engage with us on the Sites:


While using Our Sites, We may ask You to provide Us with certain Personal Data that can be used to contact or identify You. Personal Data that we collect may include, but is not limited to:

  • Your first and last name
  • Your email address
  • Your Phone number
  • Your Address, City, State/Province, ZIP/Postal code
  • Your IP address

If You purchase a course, you may provide financial information, including payment card information, on our Sites. We do not store your financial information, but we will provide it to our payment processing service provider, who complies with industry security standards such as PCI DSS, to conclude the transaction.


Usage Data is collected automatically when using the Sites.

Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Sites that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Sites by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Sites or when You access the Sites by or through a mobile device.


The Company allows You to create an Account and log in to use the Site through the following Third-party Social Media Services:

  • Google
  • Facebook
  • Twitter
  • LinkedIn

If You decide to register through or otherwise grant us access to a Third-Party Social Media Service, We may collect Personal Data that is already associated with Your Third-Party Social Media Service’s account, such as Your name, Your email address, Your activities or Your contact list associated with that account.

You may also have the option of sharing additional information with Us through Your Third-Party Social Media Service’s account. If You choose to provide such information and Personal Data, during registration or otherwise, You are giving the Company permission to use, share, and store Your Personal Data in a manner consistent with this Privacy Policy.


We use Cookies and similar tracking technologies like web beacons, tags, and scripts to collect and track the activity on Our Sites and store certain information. The information is analyzed and used to improve Our Sites. The technologies We use may include:

  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, some parts of our Sites may not function optimally or You may not be able to use some features. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Sites may use Cookies.
  • Web Beacons. Certain sections of our Sites and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on Your Device when You go offline for a period of time, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies here:

We use the following categories of cookies on our Sites:

  • Persistent cookies. Persistent cookies are stored on Your Device in between browser sessions which allows Your preferences or actions across a website to be remembered. This first type saves a file for a longer period of time onto Your computer, and it can remain on Your computer after you shut it off. Such cookie could also, for example, be used to tell a visitor what information on the website has been updated since his or her last visit to that website. These cookies remain on Your Device until they expire or you erase them.
  • Session cookies. Session cookies are temporarily stored in Your internet browser, and are erased when the browser is closed. This could be done, for example, to keep track of what language you have chosen at the website. Since Session cookies disappear when you close your browser, they are not stored on Your computer for a long period of time. The next time You visit that website it will not recognize you and will treat you as a completely new visitor.
  • Third party cookies. Third party cookies, which are set by an entity other than the Company. A third party cookie can be used by several websites to understand and follow how you browse between different websites. We receive information from these cookies but the information may also be used for other purposes decided by a third party. Third party cookies on our Sites are governed by the respective third party’s privacy policy.
  • Social networks. Websites may sometimes embed content and sharing tools from social networks. These suppliers may come to use cookies on the Sites. The Company has no access to or control over these cookies or the data they collect. You should check relevant third party websites for further information about these cookies and how to opt out from receiving them.
    • YouTube (Google Privacy Policy)
    • Google Analytics (Google Privacy and Terms)
    • Facebook (Facebook Data Use Policy)
    • Instagram (Instagram Privacy Policy)


The Company may use Personal Data for the following purposes:

  • To provide and maintain our Sites, including to monitor the usage of our Sites.
  • To manage Your Account: to manage Your registration as a user of the Sites. The Personal Data You provide can give You access to different functionalities of the Sites that are available to You as a registered user.
  • For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Sites.
  • To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
  • To provide You: with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
  • To manage Your requests: To attend and manage Your requests to Us.
  • For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Sites’ users is among the assets transferred.
  • For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Sites, products, services, marketing and your experience.


We may share Your Personal Data in the following situations:

  • With Service Providers: We may share Your Personal Data with Service Providers to monitor and analyze the use of our Sites.
  • For business transfers: We may share or transfer Your Personal Data in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  • With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
  • With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
  • With other users: when You share Personal Data or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.
  • With Your consent: We may disclose Your Personal Data for any other purpose with Your consent.


If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.


Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).


The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible wrongdoing in connection with the Sites
  • Protect the personal safety of Users of the Sites or the public
  • Protect against legal liability


The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Sites, or We are legally obligated to retain this data for longer time periods.


Your information, including Personal Data, is processed at the Company’s operating offices in the United States and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your Personal Data is treated securely and in accordance with this Privacy Policy and no transfer o

We do not represent that materials on the Sites are appropriate or available for use in other locations. People who choose to access the Sites from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.


You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Sites may give You the ability to delete certain information about You.

You may update, amend, or delete Your information at any time by signing in to Your Account if you have one, and visiting the account settings section that allows you to manage Your Personal Data. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.


The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially reasonable and appropriate means to protect Your Personal Data, We cannot guarantee its absolute security.


Our Sites do not address anyone under the age of 13. We do not knowingly collect Personal Data from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.


Our Sites may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party’s site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.


By submitting your information on the Sites, you agree to receive phone calls, including automated phone calls, and/or text messages from us or our partners at the phone number provided, including your wireless number (if provided). You understand that consent is not a condition of purchase. Standard message and data rates may apply. You also acknowledge and agree that you are providing your information voluntarily and that we may use your information to contact you for marketing purposes, even if your phone number is listed on any federal or state Do-Not-Call registries. Please note that you can revoke your consent to receive calls or texts at any time by contacting us directly.


We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. The terms of the updated Policy is effective when posted.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the “Last updated” date at the top of this Privacy Policy.
You are advised to review this page periodically for any changes to Our Privacy Policy.


If you have any questions about this Privacy Policy, You can contact us:

  • By email:
  • By mail: 713 East Greenville St., PMB 204, Anderson, SC 29621

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