Official Bio

Press & Media

Jaren Sustar is a husband, father of four, real estate investor, & the founder of Finance Cowboy. He grew up in the small town of Anderson, SC where his father was the pastor of a church he planted when Jaren was just 7. Being a pastor’s son, Jaren didn’t exactly come from money, but had a strong work ethic instilled in him at a young age by his parents. Sports, especially baseball, were Jaren’s life as a young boy and teen, and he attributes much of his success in business to the experiences he gained through athletics. He played Division 1 baseball for Charleston Southern University where he was the team captain his junior and senior seasons, as well as an All-Conference player in the Big South. After college, he landed a job at Cintas making $45,000 a year driving a box truck, delivering clean uniforms, picking up dirty uniforms, and changing floor mats and urinal cakes. He realized quickly that he wanted more for his life and the $45,000 a year driving a box truck wasn’t going to cut it. He needed a career where his income potential was unlimited, and that’s when he landed on sales. Jaren dove headfirst into pharmaceutical sales in 2014 before transitioning into medical device sales in 2016. He scaled his income substantially from the $45,000 a year he was making at Cintas, and worked diligently for five years to pay off student loans and other consumer debt he accumulated in his early twenties. When he finally got his finances cleaned up in 2018, he knew what he had to do if he didn’t want to be stuck in the rat race his entire life: buy real estate. Jaren bought his first rental property in Greenville, SC in May of 2018 for $68,000. By April of 2021, he had scaled to 22 properties, had cash flow that covered his living expenses, and a net worth well over $1m dollars, and he was only 29 years old. Jaren continued to add properties to his portfolio, as well as fix and flip properties for profits, which ultimately led him to becoming a multi-millionaire by 30- all while continuing to work a full-time job and raising his large family. Jaren uses the Finance Cowboy brand to share his knowledge and experience through content & coaching so that millions of others can experience the same freedom that he and his family have.

 

Media Kit

Click here to learn more about Jaren and his audience, and how a partnership might be mutually beneficial.

View & Download Media Kit
mountain range

Podcasts

Jaren has been featured on many podcasts as an expert in growing a following, finding success in multiple lines of business, growing a real estate portfolio, and becoming a millionaire in his early thirties.

Below you’ll find several guest appearances the Finance Cowboy has made on a diverse selection of excellent podcasts.

Jaren speaking with Vinki Loomba on the Real Estate Vibe

Podcast Guest

Episode #107 How JD transformed his life and finances

JD’s journey is a powerful story of personal and financial transformation. Through hard work and determination, JD has turned his life around and achieved financial success beyond his wildest dreams. In this episode, JD shares his story of overcoming adversity, taking control of his finances, and building a better future for himself and his family. He provides valuable insights and practical tips for anyone looking to transform their own life and finances.

JD is the founder of Finance Cowboy and Peacock Insurance. When he first started investing in real estate his net worth was negative -$10k and his first flip barely broke even. Now he has a portfolio of over 20 rental properties and a net worth of roughly $2 million at the age of 31. He uses his Finance Cowboy platform to share his knowledge and experiences with others through content & coaching so that millions of others can experience the same success that he and his family have had.

Listen Now!

Jaren guest speaking on the Blondes Building Equity podcast

Podcast Guest

Making $5 Million in Real Estate While Working A Full Time Job

In this episode of the podcast, we were honored to have the Finance Cowboy as our guest. He shared his incredible story of how he managed to invest in real estate while having a full-time job and ultimately made 5 million dollars in just 5 years through real estate investing.

During the episode, the Finance Cowboy shared his journey and provided listeners with valuable insights into how they too can achieve success in the real estate market. He discussed his strategies for identifying lucrative investment opportunities, managing risk, and leveraging his resources effectively to maximize his returns.

The Finance Cowboy also discussed the challenges he faced and how he overcame them, such as balancing his day job with his real estate investments and dealing with unexpected setbacks along the way. He emphasized the importance of patience, persistence, and discipline in achieving long-term success in real estate investing.

Listen Now!

Jaren speaking with Jamie and Mariah on the STR Data Lab Podcast

Podcast Guest

Jaren Sustar: The Ones Who Sit on the Sidelines Never Win

This week we sat down with Jaren Sustar (JD), the man behind the hat, the finance cowboy, and someone with a very interesting success story in the short-term rental world. He has an amazing work ethic, and he believes that this was one of the keys to being a successful serial entrepreneur.

He has been in the business for 6 years and gives his take on the current state of the short-term rental market. JD also explains that you should not always bank on falling interest rates. You should be cautious when making investments and always make data-back decisions.

Listen Now!

Jaren speaking on the Rat Rate to FI Podcast

Podcast Guest

Millionaire by 30, Sales, Hunting and Real Estate Investing - The Finance Cowboy #30

Jaren Sustar goes by the name of The Finance cowboy. Started his career in sales after college, going into real estate investing and becoming a millionaire by the age of 30. The Finance cowboy talks to us on how he has built his investment portfolio in single family homes, mobile homes and Short term rentals.

Listen Now!

Jaren guest speaks on the Real FI Podcast

Podcast Guest

Wrangling a $2M Net Worth in 4 Years w/ JD Sustar

Our guest JD Sustar has been busy at work over the past 4 years. In 2018, JD started with a negative $10k net worth and driving a truck for the Cintas uniform company making $45k/year. To see where he’s at today is nothing short of amazing. After capitalizing on a transition to a sales job, where he still works today, JD is now sitting on a nearly $2M net worth which is comprised of his 20 SFR and mobile homes, and his personal finance consulting business. After his first real estate deal that he bought for $68k and ended up selling for $140k, his financial momentum became an avalanche.

Listen Now!

Jaren guest speaking on the Real Estate Investing School Podcast

Podcast Guest

From -$10,000 Net Worth to $2 Million with JD Sustar, aka Finance Cowboy

A lot of people say they haven’t started investing in real estate because they don’t have the money to invest. In fact, a lot of our students that work with us had this same doubt until they learned this. Funding the deal is only part of the equation. The other and more important part is finding and creating the deal. And you can do that part without the money and guess what, if you do, money will come to the deal.

JD aka The Finance Cowboy shares how he went from being negative $10,000 to $2 Million dollars net worth in 3 short years by using this strategy. JD dives into the BRRRR Strategy, Private and Hard Money Lenders, Refinance loans and much more to help you gain the knowledge to find and create deals using none of your own money!

Listen Now!

Jaren speaking with Bryan Driscoll on the Eat Sleep Invest Podcast

Podcast Guest

EP 62: JD Sustar Crushing Real Estate Investing And Social Media

Welcome back, everyone, to Eat, Sleep, Invest. Bryan Driscoll speaks with JD Sustar in this episode. JD is a real estate investor who started at 26 when he successfully bought his first rental property. By 31, JD reached millionaire status, and now he works to help other entrepreneurs succeed in real estate.

JD primary buying single-family rental properties in B- to C-class neighborhoods. He also has purchased mobile homes and Airbnbs. He invests in real estate while working a job he loves. He sells medical equipment to firefighters and EMTs, showing how you can make good money without investing in real estate full-time.

Listen Now!

Jaren was a guest on episode 119 of the PreReal Podcast

Podcast Guest

Millionaire by the age of 30 from single-family rentals with JD Sustar | PreReal Podcast #119

JD Sustar, aka Finance Cowboy, has been in the real estate industry since 2016 when he flipped his first home in South Florida. It was an overwhelming experience and made him realize two things: 1. He had a lot to learn 2. Real long term wealth is built through owning rentals, not flipping homes. In 2018 with only a $10,000 net worth, JD began buying rental properties in Upstate South Carolina. Since then he has purchased 13 single family homes, a mobile home park, and multiple Airbnb’s, while also acquiring and launching multiple six figure businesses which include: Finance Cowboy, Peacock Insurance Agency & Shoppable LLC. He has amassed tens of thousands of followers on social media where he teaches others how to build wealth and freedom.

Listen Now!

Jaren was a guest on the Make A Way Podcast with Taelor and Alyssa

Podcast Guest

You Really CAN do it all! With JD Sustar aka @financecowboy. Ep12

You’re overwhelmed and not sure how to juggle it all? Then you HAVE TO hear from the man who works a full-time W-2 sales job, is raising a family, manages multiple social media accounts with 75,000+ followers, multi-million dollar real estate portfolio holder, and author of The Rental Academy JD Sustar aka @financecowboy. Today is full of absolute life, real-estate and financial GOLD.

Listen Now!

Jaren is featured on the Massive Passive Cashflow Podcast

Podcast Guest

Episode 177: Buying Rental Properties, with JD Sustar

JD Sustar, aka Finance Cowboy, has been in the real estate industry since 2016 when he flipped his first home in South Florida. It was an overwhelming experience and made him realize two things: 1. He had a lot to learn 2. Real long term wealth is built through owning rentals, not flipping homes. In 2018 with only a $10,000 net worth, JD began buying rental properties in Upstate South Carolina. Since then he has purchased 13 single family homes, a mobile home park, and multiple Airbnb’s, while also acquiring and launching multiple six figure businesses which include: Finance Cowboy, Peacock Insurance Agency & Shoppable LLC. He has amassed tens of thousands of followers on social media where he teaches others how to build wealth and freedom.

Listen Now!

Jaren is featured on the Ice Cream With Investors podcast

Podcast Guest

Pay Now, Play Later: Why Delayed Gratification Is Key To Achieving Financial Independence

Don’t lose hope because financial independence is very much attainable if you have the proper discipline. Let’s dive deep into this episode as Finance Cowboy, JD Sustar, discusses what it really means to pay now and then play later. He explains why delayed gratification is the key to achieving the success you have always dreamed of. He also shares how you can recognize investing opportunities in the real estate industry and make the most out of them. If you know how to control yourself, you are headed to a brighter path.

Listen Now!

Jaren is featured on the Light It Up podcast

Podcast Guest

Don't Buy Real Estate Without These Investment Strategies | Finance Cowboy

Join us as we dive into the world of real estate investing with JD Sustar, aka the Finance Cowboy. In this video, JD shares his invaluable knowledge on successfully investing in real estate and how he became a millionaire before the age of 30. Discover his secrets and strategies for finding lucrative properties, analyzing market trends, and making smart investment decisions. Whether you’re a seasoned investor or just starting out, JD’s practical advice and years of experience will empower you to achieve success in the real estate market.

Listen Now!

Jaren is live with Vince on the Cashflow Project podcast

Podcast Guest

Hitting 7-Figures with the Finance Cowboy - JD Sustar on The Cashflow Project

If you think that hitting 7-figures in a short period is impossible, think again! Join your host, Vince, and guest, JD Sustar, aka Finance Cowboy, in this episode of The Cashflow Project as they discuss ways to achieve that million-dollar goal.

Coming from the athletic world, JD Sustar realized that most people are satisfied with just doing what they need to do. So if you go the extra mile, put in the work, be prepared, and be disciplined, you will dominate in whatever field you choose. This formula will take you to hit seven figures in no time. Having real estate as his niche, JD shares how to build a good foundation and tips on buying and holding both short-term and long-term rentals. He believes in delaying gratification, conquering limiting beliefs, and jumping right in to build wealth and achieve financial freedom.

Listen Now!

Jaren was a guest on The Social Wealth Podcast

Podcast Guest

JD Sustar - The Finance Cowboy on The Social Wealth Podcast

JD Sustar, aka Finance Cowboy, has been in the real estate industry since 2016 when he flipped his first home in South Florida. It was an overwhelming experience and made him realize two things: 1. He had a lot to learn 2. Real long term wealth is built through owning rentals, not flipping homes. In 2018 with only a $10,000 net worth, JD began buying rental properties in Upstate South Carolina. Since then he has purchased 13 single family homes, a mobile home park, and multiple Airbnb’s, while also acquiring and launching multiple six figure businesses which include: Finance Cowboy, Peacock Insurance Agency & Shoppable LLC. He has amassed tens of thousands of followers on social media where he teaches others how to build wealth and freedom.

Listen Now!

Jaren was a guest on The Hard Truths podcast with Scott Lurie

Podcast Guest

Achieving Real Estate Wealth with a Full-Time Job | Finance Cowboy | Episode 19

In this episode of “The Hard Truths Podcast with Scott Lurie”, JD Sustar, AKA “The Finance Cowboy” shares his inspiring journey to success in the real estate industry. Despite working a full-time job, JD completed his first successful house flip in South Florida in 2016, which taught him the value of owning rental properties for long-term wealth building. In 2018, with a net worth of only $10,000, JD started purchasing rental properties in South Carolina and has since acquired 13 single-family homes, a mobile home park, and multiple Airbnb properties. His extensive knowledge and experience have made him a highly respected personality in the real estate industry, with tens of thousands of followers on social media platforms where he shares his expertise on building wealth and achieving financial freedom. Tune in to this episode to learn more about JD’s journey and gain valuable insights into how you can also achieve success in real estate, even while working a full-time job.

Listen Now!

Jaren was a guest on the rental property owner and real estate investor podcast

Podcast Guest

EP356 Why This Finance Cowboy Ignored Dave Ramsay’s Advice About Real Estate Loans With JD Sustar

In the past three years, my guest today has acquired 22 rental properties including 13 single family homes, 7 mobile homes, and 2 short term rentals.

JD Sustar has also built his brand through social media as the Finance Cowboy and shares his knowledge to help others get their personal finances in order, invest in real estate and reach financial independence.

Today, JD discusses the influence Dave Ramsay had on him early on, and why he’s decided to go beyond Dave’s advice to take on smart debt to acquire real estate.

We’ll also discuss the evolution of his portfolio to include a mobile home park and vacation rentals, and how his family member inspired him to build his thought leadership as the Finance Cowboy.

Listen Now!

Jaren a guest on REI Mastermind Network

Podcast Guest

Staying Away From Beginner Mistakes with the Finance Cowboy JD Sustar

In a span of 3 yrs, JD Sustar already owns 22 rental properties ( 13 of those being single family homes, 7 mobile homes, and 2 short term rentals). He also helps and teaches thousands of people every day on how to invest in real estate, and what steps they need to take to get their personal finances in order to reach financial independence.

Listen Now!

the weekly juice podcast header image

Podcast Guest

Millionaire by 30: How Finance Cowboy JD Sustar Built His Rental Property Empire in Only 3 Years

For Episode 88, we brought @financecowboy on the show to discuss what it takes to become a millionaire in a short period of time. JD has an incredible story of building a 22-Unit rental property portfolio in just three years. His portfolio is comprised of both short and long term rentals in the South.

Throughout the Episode, JD details his discipline for delayed gratification and going all in when opportunity knocks on your door. If you’re interested in making the jump into rental property investing and growing fast, this episode will have you motivated to start today!

Listen Now!

Ready Investor One podcast image

Podcast Guest

Reaching Financial Independence with the “Finance Cowboy” JD Sustar

Financial independence is attainable with discipline and a keen eye for opportunities.

JD Sustar, aka Finance Cowboy, his incredible story of building wealth from real estate in a short period of time with a portfolio comprising both short and long term rentals in the South. He achieved all this because of his discipline for delayed gratification and going all in when opportunity knocks.

Let’s dive deep into this episode and learn how JD recognizes investing opportunities. He also shares how to invest in real estate, and what steps you need to take in order to build wealth and freedom.

JD Sustar is a prime example of how someone has taken the opportunities from real estate and created a life completely by design.

Listen Now!

Multifamily Insights Podcast image

Podcast Guest

How to Grow Your Social Media Brand with JD Sustar

JD Sustar, aka Finance Cowboy, has been in the real estate industry since 2016 when he flipped his first home in South Florida.

It was an overwhelming experience and made him realize two things: 1. He had a lot to learn 2. Real long-term wealth is built through owning rentals, not flipping homes. In 2018 with only a $10,000 net worth, JD began buying rental properties in Upstate South Carolina. Since then he has purchased 13 single-family homes, a mobile home park, and multiple AirBnB’s, while also acquiring and launching multiple six-figure businesses which include: Finance Cowboy, Peacock Insurance Agency & Shoppable LLC.

He has amassed tens of thousands of followers on social media where he teaches others how to build wealth and freedom. We talked to JD about his investing journey, how he grew his social media massively in just a year and how he created his personal brand.

Listen Now!

Podcast Guest

Millionaire by 30: How I Built my Real Estate Portfolio in Only 3 Years!

JD Sustar, better known as the Finance Cowboy in the social media world, has managed to amass a net worth of well over $1mm dollars through investing in real estate, staying out of bad debt, and taking advantage of his company’s 401k and match.

He currently owns 22 rental properties, with 13 of those being single family homes, 7 mobile homes, and 2 short term rentals in Charleston, SC.

JD makes it known that not trying to keep up with the “Joneses”, combined with a clear vision of what he wants his life to look like, has allowed him to scale his portfolio and enjoy the successes he does today.

Listen Now!

Jaren on the fish podcast

Podcast Guest

Multimillionaire in 4 Years with This Strategy

Many people feel like a lack of capital and insider information for good deals is keeping them from starting their real estate journey.

But what if you could just use someone else’s money?

And what if you could find deals directly on the MLS?

Jaren, aka Finance Cowboy, is doing just that.

He’s not trying to implement any complex strategies.

Jaren is finding deals on the MLS that need to be rehabbed, forcing appreciation, refinancing to get his money out, and moving on to the next property.

This is commonly referred to as the BRRRR strategy.

  • Buy
  • Rehab
  • Rent
  • Refinance
  • Repeat

Another cool thing about Jaren’s story is that he actually still has his W-2.

Even though he’s a multi-millionaire and could live off rental income, he’s got a great gig and doesn’t plan on leaving.

All too often W-2 employment gets looked down on in the personal finance community.

The reality is that W-2 does come with its benefits (health insurance, 401k, steady pay, etc).

Jaren has taken a career in sales and combined it with an impressive real estate portfolio to design a life that’s perfect for him.

Listen Now!

jaren is a guest on the walk to wealth podcast

Podcast Guest

From The Pastor's Son To Teaching 1000's How To Invest w/ Finance Cowboy

As a guest who wears many hats, Mr. Finance Cowboy is a real estate maestro, a serial entrepreneur, and a resilience coach, all rolled into one dynamic package. In our stimulating chat, he shines the spotlight on his love affair with residential real estate investing, breaking down his strategies for success, from market selection, lead generation, analysis, financing, to property management. He also spills the beans on his unique approach to identifying residential real estate assets that suit his goals, a vital takeaway for anyone looking to make a mark in the world of real estate.

Listen Now!

Around the Web

Jaren has been featured around the web as he continues to gain experience in many areas of life, such as in business, in finances, and more.

Below you’ll find several links to where the Finance Cowboy has made an appearance around the internet.

Jaren's testimony from Amy Porterfield

Marketing

Digital Course Academy Success

Jaren was able to add over $200,000 to his business following Amy Porterfield’s Digital Course Academy!

Check Out His Testimonial!